How is the industry is moving past the ‘cards versus Pay by Bank’ binary to focus on consumer payments as a whole?
Framing payments as card versus Pay by Bank was always wrong; issuers and fintechs who build for both rails win consumer relationships, not individual transactions.
Until Congress draws a hard line, every crypto founder faces dual regulatory exposure — and enforcement risk depends on which agency moves first.
An all-stock deal this size signals Uber is using its inflated equity as currency to lock up international markets before a profitability squeeze forces discipline.
A unicorn round for an AI-native travel agency puts pressure on legacy OTAs and signals that high-margin, advisor-led models can scale with AI infrastructure.
Rejecting the superapp label, Mollie is doubling down on SME payments depth in Europe — a direct challenge to Stripe's expansion narrative on home turf.
Circle's IPO and audit cadence are converting compliance-sensitive institutions to USDC, slowly eroding USDT's default status in regulated markets.
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