In five years’ time, will AI make payments more efficient, or will it fundamentally change how money moves around the world?
The real threat isn't efficiency gains; it's AI collapsing the distinction between payment rails, wallets, and financial logic entirely.
Banks deploying AI for compliance without explainability frameworks are building the next enforcement target, not the next moat.
A $500K daily fine turns this injunction into an existential lever — Kalshi's regulated prediction model hits its sharpest legal test yet.
Serval inherits the AI IT automation market by default — Palo Alto's buy removes the only credible rival and resets the competitive map.
Counter-trend move: while fintechs close branches, a Midwest bank is paying $200M to plant nine new ones in high-growth Colorado markets.
The Nordics' top builders signal that founder discipline, not deal size, is the durable competitive advantage American VCs keep underpricing.
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